Is Bankruptcy The Right Choice For You?
At Law Office of Michael P. McGuire, LLC, our goal is to help you get your debt under control. This means investigating all options available, not just bankruptcy. There are ways to stop harassing creditors, repossession actions and foreclosure proceedings besides filing for bankruptcy. When we meet with you for an initial consultation, our first step is to review your debt burden to get a true picture of your financial situation.
In addition to filing for bankruptcy, we can help you with things such as:
- Credit card debt
- Removing judgements against you
- Fighting false claims on your credit report
- Loss mitigation
- Loan modifications
- Car repossessions
Creditors are almost always willing to negotiate debt repayment by setting up payment plans and sometimes forgiving part of your debt. Before we start looking into filing for bankruptcy, we recommend trying to negotiate with your creditors first.
Helping You Get Your Debt Under Control
If bankruptcy is ultimately the best choice for resolving your debt problem, we will help you determine whether Chapter 7 or Chapter 13 is the right choice. It’s important to remember that bankruptcy was designed to give a fresh start to people overwhelmed with debt. Your credit will suffer in the short run, but it will recover over time. Many of our former clients who have filed for bankruptcy in the past have been able to acquire credit cards, get car loans and purchase homes. Bankruptcy is not an admission of defeat or wrongdoing; it is simply a request for help.
Contact The Bankruptcy Attorneys At The Law Office of Michael P. McGuire, LLC
If you need help getting your debt under control, set up an initial consultation by calling the Law Office of Michael P. McGuire, LLC, at 732-704-7331 or by filling out our online contact form. We will evaluate your financial situation and explain your options.